Q: How many creditors can I include?

It usually takes about 2-3 months for your creditors to update their records and release you are a client of Federal Debt Management Services. In the meantime, if a creditor calls you, you have the right to tell them not to call you at that number under the Fair Debt Collection Act. or just tell them to call us.

Q: How many bills will I pay each month?

A: You pay just one bill for all of your unsecured creditors. This one payment is conveniently made to Federal Debt Management Services and then we disperse this money to your creditors through a regulated trust account.

Q: How does your program work?

A: Federal Debt Management Services helps you establish an affordable monthly payment plan by negotiating directly with your creditors. We can often lower interest rates, re-age past due accounts and stop late payments. 

Q: How do I start?

A: You can start immediately by filling out our application.

Q: How much does it cost to apply and be accepted?

A: The application is free.

Q: How do I know if you are a legitimate organization?

A: Federal Debt Management Services processes thousands of applications each month and maintains an impeccable record of customer satisfaction with the Better Business Bureau. If you have any questions about our organization, contact us; we would be pleased to speak with you.

Have you seen an example of our estimated savings?